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Privacy Policy
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For the purpose of this document,
the term "our customers" refers to you.
We at BondClass.com, recognize the importance of protecting the confidentiality
of non-public personal information that we collect about our customers. The
information is used to ensure accuracy in reporting and record keeping, to
maintain our customers' accounts, and to carry out requested transactions.
Keeping this information secure is a top priority for us, and we are pleased to
share with you our privacy policy.
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Sources |
We collect nonpublic personal information about our customers from
the following sources:
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Instant email alerts sign-up (such as name and email address);
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Quote button affiliates (name, address, domain URL, email and phone of our
affiliate member);
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Speak to a Specialist Application or other forms (name, email, phone, physical
address)
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Collection
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You can browse BondClass.com without telling us who you are or
revealing any personal information about yourself. Once you give us your
personal information, you are no longer anonymous to us. If you choose to
provide us with personal information, you consent to the transfer and storage
of that information to our servers located in the United States .
We may collect and store the following personal information:
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Name, email address and physical contact information;
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Community discussions, chats, dispute resolution, correspondence through the
Site, and correspondence sent to us;
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Computer sign-on data, statistics on page views, traffic to and from the Site,
and ad data;
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Other information, including IP address and standard web log information, and
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Supplemental information from third parties.
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Purpose
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Our primary purpose in collecting personal information is to
provide you with a safe, smooth, efficient, and customized experience. You
agree that we may use your personal information to:
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Provide the services and customer support you request;
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Resolve disputes, and troubleshoot problems;
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Prevent potentially prohibited or illegal activities, and enforce our Terms
& Conditions;
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Customize, measure, and improve our services and the Sites' content and layout;
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Tell you about targeted marketing, service updates, and promotional offers
based on your communication preferences; and compare information for accuracy,
and verify it with third parties.
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Protection
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Our internal data security policies restrict access to nonpublic
personal information to authorized employees. We maintain physical, electronic,
and procedural safeguards that are designed to comply with federal standards to
guard our customers' nonpublic personal information. Employees who violate our
data security policies are subject to disciplinary action, up to and including
termination.
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Disclosures of Your Personal Information
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We may disclose nonpublic personal information about our customers
in order to provide them with products, services and offerings. Such
information will be provided to:
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Our affiliated broker-dealer whose licensed sales professionals will speak with
our customers that explicitly request a conversation via the "speak to a fixed
income specialist" page.
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Non-affiliated third-parties with whom we have contracted to perform services
on our behalf, such as, printing, mailing, fraud prevention, and data
processing services;
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Non-affiliated financial organizations with which we have clearing agreements;
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We may disclose all of the information that we collect, as described above;
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Law enforcement or other governmental officials, in response to a verified
request relating to a criminal investigation or alleged illegal activity; (In
such events we will disclose name, city, state, telephone number, email
address);
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We may also disclose nonpublic personal information about our customers as
permitted or required by law.
We do not disclose non-public personal information about former customers,
except as permitted or required by law. We may combine your information with
information we collect from other companies (such as demographic data) to
improve and personalize our services.
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No spam, spyware or spoofing
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We do not tolerate spam, spyware or spoofing. You may NOT use our
tools to send spam or otherwise send content that would violate our Terms &
Conditions. We do filter and automatically scan messages before they are sent
for viruses and other illegal or prohibited content but do not permanently
store email messages sent through these tools. We do not rent or sell these
email addresses.
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Security
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Your information is stored on our servers located in the United
States . We treat data as an asset that must be protected and use lots of tools
(encryption, passwords, physical security, etc.) to protect your personal
information against unauthorized access and disclosure. However, as you
probably know, third parties may unlawfully intercept or access transmissions
or private communications, and other users may abuse or misuse your personal
information that they collect from the Site. Therefore, although we work very
hard to protect your privacy, we do not promise, and you should not expect,
that your personal information or private communications will always remain
private.
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Third Parties
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Except as otherwise expressly included in this Privacy Policy, this document
addresses only the use and disclosure of information we collect from you. If
you disclose your information to others, whether they are on our Site or other
sites throughout the Internet, different rules may apply to their use or
disclosure of the information you disclose to them. Since BondClass.com does
not control the privacy policies of third parties, you are subject to the
privacy policies of those third parties. We encourage you to ask questions
before you disclose your personal information to others
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Amendments
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We may amend this Privacy Policy at any time by posting the amended
terms on the Site. All amended terms automatically take effect 30 days after
they are initially posted on the Site.
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NASD Disclosure
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For customers interested in speaking with our
affiliated broker dealer, the NASD ® requires that NASD member
firms provide the following information concerning the NASD public disclosure
program:
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The NASD public disclosure program hotline number is (800) 289-9999
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The NASD regulation web site address is
www.nasdr.com
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An investor brochure that includes information describing the public disclosure
program may be obtained from the NASD.
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