Have you ever wondered whether your Treasury securities have stopped earning interest? Securities no longer earning interest should be redeemed or cashed.
Marketable securities Treasury bills, Treasury notes, Treasury bonds, and Treasury Inflation-Protected Securities (TIPS) - have maturities ranging from a few days to 30 years. If you own Treasury marketable securities, you should know when they mature and be sure to watch for bond calls - cases where Treasury stops paying interest on bonds prior to the scheduled maturity date.
Savings Bonds It's important to periodically check your savings bonds to make sure that they're still earning interest. This is especially true for Series E bonds and Savings Notes since (unlike the H and HH series) you don't receive regular interest payments from Treasury. The table below will help you determine if your bonds have stopped earning interest.
The following savings bonds no longer earn interest:
| SERIES | ISSUE DATE | E | May 1941 through April 1976 | H | June 1952 through April 1976 | HH | January 1980 through April 1986 | Savings Notes | May 1967 through October 1970 | A, B, C, D, F, G, J, K | All issues |
If your bonds have stopped earning interest, you should cash them.
In general, savings bonds earn interest for different lengths of time depending on the series of the bond and, in some cases, when the bond was issued. Use the table below to determine how long your bonds will earn interest.
| SERIES | DATE OF ISSUE | NUMBER OF YEARS BONDS EARN INTEREST | E | May 1941 - November 1965 | 40 years | E | December 1965 - June 1980 | 30 years | EE | All issues | 30 years | H | June 1952 - January 1957 | 29 years, 8 months | H | February 1957 - December 1979 | 30 years | HH | All issues | 20 years | I | All issues | 30 years | Savings Notes | All issues | 30 years |
Note: Bonds.com offers the U.S. Savings Bonds tables for informational purposes. Bonds.com cannot assist with the actual redemption of any Series savings bonds. For more information visit the Treasury's Saving Bonds Forms site.
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